Risk Solutions - Baselayer

FEATURESYou’re the Expert, We’re the Engine

You’re the Expert, We’re the Engine

Harness Baselayer’s comprehensive API and predictive algorithm to gain a full view into the risk profile of your business.

Authenticate Industry, Verify Integrity

Leverage Baselayer’s proprietary ML technology to thoroughly analyze all available data sources and provide a comprehensive industry evaluation.

Identify NAICS, SIC, and MCC Codes with the market’s leading identification algorithm
Ensure you are not lending to any businesses operating in high risk industries
Minimize reliance on self-reported industries

Liens and Legal History, Uncovered

Get a full picture of a business’s legal history and discover potential red flags for lending.

View Liens and lien positions, including UCC-1, UCC-3 & Tax Liens
View all Litigations & Judgements associated with a business, including status, parties, and jurisdiction
Uncover Bankruptcy history to confirm a business’s financial health

Full Spectrum Web Analysis

Examine every digital facet of a business, from social media to press releases and websites, for a holistic operational perspective.

Web Traffic Analysis, including unique visitors and countries of origin
Keyword compilation provides a quick snapshot of a business’s activities and media sentiment
Status tracking and email deliverability of a website help to flag phony or risky sites

Revenue & Transaction Insights

Traditional transaction analysis reveals past losses, while trending transaction predictions can guide future decisions.

Leverage card terminal data from the biggest banks in America to make risk assessments
View daily coverage rates and year-over-year trends for rapid insights into revenue performance
Avoid businesses with high refund rates